Shops get paid safely
Everyday payments can stay protected until you are sure.
The digital wallet built around consent
Money that waits for you to be sure.
Reton holds a payment before it lands, so a wrong account number or a scammer rushing you is not the end of that money. Nothing is taken from anyone who has delivered: the window is short, both sides can see it, and once a payment is confirmed it is settled for good.
- A short hold catches a mistake
- A short hold before money lands
- Your balance always matches the books
- Recover a wrong transfer
AVAILABLE TO SPEND
₦248,500.00
RETON ID
R801111113
Bills
Airtime
Data
Withdraw
Protected send
Held for Amaka O.
₦40,000.00
The naira sits with Reton briefly, then settles. Settled payments cannot be reversed.
- A short hold catches a mistake
- Fraud checked before money moves
- Alerts verified against your wallet
- Settled payments cannot be reversed
What Reton is
A short, honest pause between sending and arriving.
Usually money leaves the second you press send - mistakes included. Reton holds each payment briefly, runs the fraud checks, then settles it. That pause exists to catch a mistake on the way out. It is not a way to undo a payment someone has already earned.
- 01Before
Other wallets
You send. It lands. A wrong account number is simply gone.
- 02With Reton
The payment is held
The money sits with Reton and the receiver sees it coming, as pending. Nothing is spent either way.
- 03Then it settles
Confirmed and final
Checks pass and the payment settles for good. If your account details were wrong, the hold is what catches it.
The hold is short and fixed. It protects you from a mistake - it never lets money be pulled back from someone who delivered.
Protection runs both ways
Fair to the sender. Safe for the receiver.
A short hold protects the person who made a mistake without ever letting them reverse a fair payment. Both sides see the same status, so nobody is guessing.
If you are sending
Your payment is held before it lands. That short window is enough to catch a wrong account number, a typo, or a fraudster rushing you - and it closes quickly, so a genuine payment cannot be pulled back later.
If you are receiving
A protected send credits your wallet when the hold ends or the sender releases it. Once it has settled, it is yours and cannot be reversed. A screenshot or a voice note is never proof - your balance is.
- Sender manages the hold in Protection
- Short, fixed window - not an open clawback
- Settled means settled, no take-backs
- Fraud checked before money moves
Protection
This is how your money moves.
Before a payment goes through, you can hold it, get a wrong transfer back, check for fraud, and check a message against your wallet.
- 01See the flow
Catch the mistake in time
A payment is held before it lands. Wrong account number, wrong amount, a scammer rushing you - if you catch it inside the short window, it returns to your wallet. After that, it settles for good.
- 02How recovery works
Wrong number, real recovery
Sent to a stranger or a saved name that was wrong? Report it. We freeze what is left and ask the recipient for it back.
- 03Read the controls
Stopped before it leaves
Someone rushing you, a new phone, a payment that does not look like you - the check happens before the money moves, not after.
- 04See the check
No fake payment alerts
Paste the SMS, WhatsApp or email. We only match it when it names your case and the amount actually on your wallet. A link or a PIN request is always refused.
Built for real life
Money mistakes happen. You can still fix them.
Wrong account. Someone pushing you to pay. A payment you regret. The hold is short, so a mistake is caught while it still counts.
Protected send
Held briefly, checked, then settled.
- 01
Send with protection
The naira is held with Reton first, so a wrong account number has not taken your money anywhere.
- 02
Checked before it lands
You manage the hold in Protection. Fraud checks run. If you spot a mistake in time, call it back before the window closes.
- 03
It settles, for good
You release it, or the window ends and it settles on its own. A settled payment is final and cannot be reversed.
Security
Built so you can check it yourself.
Fraud is checked before the money moves. Paste a message and we check it against your wallet. A card number is used once to link it, then it is not kept.
Nigeria first. Then the rest of Africa.
We started where people move naira every day. The same protection goes with us.
Call it back while you still can
Held for a moment, checked, then settled - long enough to catch a mistake, never long enough to undo a fair payment.
Identity checks, spending limits, and a way to get a wrong transfer back.
Send with confidence. Receive with certainty.
Open a wallet in minutes. Every payment is held briefly and checked, then settles for good - so a mistake gets caught and a fair payment is never undone.